You’re ready (or at least curious) to begin therapy. Then the roadblocks start: “not accepting new clients,” “out of network,” “call the number on your card,” “waitlist,” “we don’t take your plan.” Nothing is wrong with you for feeling stressed or discouraged—this stuff is objectively confusing.

Money isn’t just about numbers on a page. It’s about safety, choices, and freedom. When finances feel unstable, our bodies and minds interpret that as a threat — the same way we would if food or shelter were at risk. That’s because, in many ways, money is access to food, housing, healthcare, and stability.

With a bustling lifestyle and various stressors that come with it, it's essential to have effective stress management techniques...